A 90-Day Guided Journal · Retirement Transition · Early Bird Edition
15 minutes a day. 90 days. A plan for the rest of your life.
Retirement brings questions most people never make time to answer.
This journal gives you the structure to work through them at your own pace, in your own space, with no pressure and no deadlines.
Your 90-day guide to a purposeful next chapter. Designed to give you structure, and guide your thinking as you prepare for your retirement transition. This is a digital PDF product available for download instantly upon purchase.
First 50 copies · Digital PDF now · Free printed copy when it ships
Built on years of research and real conversations with people navigating this exact transition.
Live comments from our first users
THE PART NOBODY TALKS ABOUT
The finances are sorted.
But what about the rest?
You've spent your whole career being good at something. You had a title, a purpose, a structure to your days. People needed you.
Then one day it stops. And you discover that nobody really teaches you how to navigate what comes next.
Not emotionally. Not practically. Not as a whole person.
Most people either throw themselves into permanent holiday mode only to feel empty six months later, or delay thinking about it entirely, until the weight of that emptiness becomes hard to ignore.
Neither path leads to the retirement you actually want.
THERE IS ANOTHER WAY
What if you arrived at retirement
already knowing your answer?
A real answer, grounded in who you are, what lights you up, and what your next chapter actually looks like.
Over 90 days, this journal walks you through the questions that matter at exactly the moment you need to answer them.
A personal thinking space that meets you where you are and moves you forward, one page at a time.
WHAT IT IS
Your 90-day guide to a purposeful next chapter.
A structured, science-informed journal built to help you go from uncertain and overwhelmed to clear, confident, and ready to act.
Every page has a job to do, building deliberately, into a complete picture of who you are and what you want next.
1 You get clarity on who you are
Your values, your roles, your strengths, revisited with fresh eyes for this new stage of life.
2 You discover what makes you happy
What genuinely gives you energy, pleasure, and purpose and how to build more of it in.
3 You see your options — all of them
A structured process that helps you think beyond the obvious and choose the path that truly fits.
4 You build an actionable plan
Concrete goals. A realistic roadmap. First steps you'll actually take.
5 You have someone walking with you
Six structured conversations with a Transition Buddy, turning good intentions into action.
6 You can see yourself growing
Weekly check-ins track your confidence and sense of purpose, so the progress is real.
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Take stock across every dimension of your life — not just money. Begin imagining the chapter you actually want.
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Revisit your values, your strengths, and your sense of self — and understand who you want to become.
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Design the habits and routines that will sustain your health, energy, and happiness — and make them stick.
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Explore every option with an open mind. Use science-based framework to choose the path that fits you best over the long term.
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Turn your vision into a plan. Set clear goals. Anticipate what could go wrong and prepare for it.
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Take first steps towards your transition into retirement. Build routines that carry you forward. Set your intention. Develop a system that will make you thrive.
Six parts. One transformation.
THE JOURNEY
Your 90-day guide to a purposeful next chapter. Designed to give you structure, and guide your thinking as you prepare for your retirement transition. This is a digital PDF product available for download instantly upon purchase.
REAL PEOPLE. REAL RESULTS.
From the Thrive in Transition program
"This isn't a guess. It's a framework that has been tested on real people, facing exactly this."
This journal is built on our Thrive in Transition programme, developed through years of research, multiple full cohorts of real participants, and conversations with dozens of individuals and organisations navigating this exact challenge.
9.2 NPS score
200+ participants
95% develop plans
grounded in science
Your 90-day guide to a purposeful next chapter. Designed to give you structure, and guide your thinking as you prepare for your retirement transition. This is a digital PDF product available for download instantly upon purchase.
WHO BUILT THIS
Not theory.
Years of looking closely at this problem.
Uliana Shchelgacheva is the founder of Phronetiq and creator of the Thrive in Transition programme, built specifically to help people navigate the human side of retirement transitions.
This work started with a postgraduate research project on why people struggle to plan their time in retirement, and why good intentions so rarely translate into action. It grew into a TEDx talk, a startup, a workshops programme and now — a journal, grounded in that research and shaped by real conversations with real people.
If the exercises in this journal feel unusually precise — it's because they were designed that way.
Start your 90 days.
EARLY BIRD — LIMITED TO 50 COPIES
Get the complete journal as an instant digital PDF plus a free physical copy when the printed edition launches.
Early Bird pricing is available on the first 50 copies only.
Complete 90-day guided journal (instant PDF)
6 Transition Mission agendas for your Buddy conversations
12 weekly reflection check-ins
Options evaluation framework & goal-setting tools
Access to the Transition Buddy Directory
Free printed copy when the physical edition ships
All future digital updates included
Full price: €50
€39
One-time. Instant pdf delivery.
Free physical copy included.
⚡ First 50 copies only at this price.
Once they're gone, the price goes up.
EARLY BIRD
Your 90-day guide to a purposeful next chapter. Designed to give you structure, and guide your thinking as you prepare for your retirement transition. This is a digital PDF product available for download instantly upon purchase.
Secure payment · Instant PDF delivery
Questions? us@phronetiq.com
Your questions, answered.
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No. The journal works best when you start 1–3 years before retirement, but our experience shows that it is equally valuable if you have recently retired and are figuring out what comes next. Both situations are directly addressed throughout. We have also seen people gaining real value and actionable insights even within 6 months from their retirement.
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Most sections take 30–60 minutes. Weekly reflections take around 10 minutes. It is designed to fit into your life — not take it over. Across 90 days, most people find a natural rhythm within the first week.
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The journal works on its own. But you will get significantly more from it with a Buddy (it can be a friend, a colleagues, a significant other). Every purchaser gets access to our Transition Buddy Directory — where you can be matched with someone navigating a similar transition.
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No. This journal focuses entirely on the non-financial side — identity, purpose, wellbeing, habits, and how you will spend your time. It works alongside financial planning, not instead of it.
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The printed edition is in development. As an Early Bird purchaser, you will receive a free copy as soon as it is available. You get the full digital PDF emailed to you immediately upon purchase.
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Yes. If you work in HR or L&D and are interested in providing this journal to employees approaching retirement, get in touch directly at us@phronetiq.com to discuss bulk options.
Your 90-day guide to a purposeful next chapter. Designed to give you structure, and guide your thinking as you prepare for your retirement transition. This is a digital PDF product available for download instantly upon purchase.
Your next chapter is waiting.
You've earned this time. Now let's make sure you know exactly what to do with it.
50 early bird copies. €39. Starts the moment you download.
Your 90-day guide to a purposeful next chapter. Designed to give you structure, and guide your thinking as you prepare for your retirement transition. This is a digital PDF product available for download instantly upon purchase.
"Transition is not the end of something. It is the beginning of everything you choose next."